Buying a flat is a dream come true. This is especially true in case of metros like Mumbai. Inorder to ensure that your dream does not turn into night mare some precautions have to be taken. If the flat is in a registered co-operative society check the share certificate issued by that society in favour of the owner. This would ensure that the owner is recognized by the society.

Previous chain of original conveyance/sale deeds are also crucial in determining the title.. If the deed has been lodged for registration, then one should ask for the certified true copies of such conveyance, sale deeds, etc along with the original receipt of the Sub-Registrar where the document has been lodged for registration. c. Original stamped receipts for payments made to the previous sellers.

If the flat being purchased in society which has not been registered check the

previous chain of agreements with past owners in original with original receipt of registration(if any)/original letter of allotment issued to the first owner by the development authority. In case the latest agreement is pending registration the original receipt issued by the sub-registrar acknowledging the pending registration needs to be taken along with a certified true copy of that agreement.

Original stamped receipts of payments issued to the previous and present owners by the builder/development authority/society are required to be inspected.

Transfer permission from the respective authority i.e. development authority/society, Copy of approved plan & occupation certificate issued by competent authority (like the Municipal Corporation) should also be inspected to ensure that we are not taken for a ride. Happy home  buying!